This form of insurance will pay you a lump sum should you suffer one of the listed conditions for the type of cover that you choose - you can also cover your children (althugh different companies do offer different terms and conditions)
Lets face it, if you suffer a heart attack, would you rather loose your house or your mortgage?
We all seem to face the pressures of modern life - longer working hours, heavier workloads and tighter deadlines, more demand on the money we do earn and continued family responsibilities. These pressures are contributing to higher chances of a serious illness particularly cancers, heart problems and strokes.
Modern medical technology often means we don't die from many of these illnesses - instead we often survive but need time to recover.
Dr Marius Barnard (a well known South African Cardiologist) helped pioneer this form of insurance because he saw first hand the financial consequences he created by keeping patients alive. He has been quoted as saying "we are curing our patients physically but killing them financially".
One of the trauma conditions can occur at any time and without warning. Having a trauma cover provides you with a financial cushion for you and your family at a time when you need it the most. It is insurance for the living.